The increasing unwillingness and incapability of people to pay their bills from both on- and offline purchases leads to higher bad-debt ratios for sellers. Besides a comprehensive evaluation of the risks, we also introduce preventive measures to protect our clients against non-payment in both the B-to-B and B-to-C environment. In addition to the commercial dunning feature in our Debtor Management solution, we also assume responsibility for judicial reminder procedures and processes on both national and international levels. Under consideration of individual customer requirements and in the form of freely definable threshold values for the individual phases of the process, this service is characterised by:

• individual scalability of commercial dunning process
• collection processes in three stages (pre-judicial, judicial and post-judicial procedures)
• consideration of sector- and business-specific conditions
• sharing of bad debt loss (optional)
• automated invoicing process and electronic invoice presentation
• optional integration of our Paypage as an additional instrument in the dunning process